Frequently Asked Questions

Your loan is recorded with a first lien on the property.

We manage and pay property taxes and hazard insurance directly to ensure the asset—and your investment—remain fully protected. These costs are included in the tenant-buyer’s monthly payment. The tenant-buyer is also required to maintain renter’s insurance for their personal property.

We follow the default language in the contract (state-specific). Typically the property reverts to us, and we resell on terms.

No. We sell as-is and price accordingly. This keeps our model simple and avoids contractor overruns.

Unlike buying distressed notes from banks, you’re funding new opportunities directly, giving you control, security, and predictable terms.

Yes—SDIRA-friendly and other alternative investment structures are available.

Our standard loan term is 5 years, designed for long-term stability and consistent returns. Early exit options are available with penalties based on the number years left on the note. Self-Directed funds may be limited since these loans are secured and structured to protect your IRA, but we can discuss strategies with your custodian for potential secondary market solutions.

They’re secured by tangible property. Even if the market fluctuates, your investment is backed by a first-lien mortgage.

You earn monthly payments from borrowers. Because you’re in the lender’s position, returns are predictable and secured.

Our structure is designed to provide consistent double-digit returns over the term of the agreement.

Yes. Our minimum investment is $30,000. This ensures we structure secure, first-lien positions.

You can start by booking a call, watching our investor presentation, or reaching out through our contact form.

A fixed rate set within state usury limits (varies by state and deal). Payment is spread over a 30-year schedule for affordability.