Frequently Asked Questions

Welcome to our Q&A page!

Our mission is to educate homeowners and buyers about alternative ways of buying and selling homes. We understand that most homeowners may not be familiar with the concepts of creative financing and buying on terms. That’s why we’ve put together the information below to answer some of the most common questions about these strategies.

By focusing on solving problems rather than just buying houses, we help homeowners explore solutions that often allow them to get closer to their asking price while achieving their unique goals.

Whether you're looking for alternatives to a traditional sale or want to learn how buying on terms works, we're here to provide clear answers and guidance every step of the way.

Our goal is to provide clarity and help you explore options that may better suit your unique situation. If you have additional questions or need more details, please don’t hesitate to reach out to us—we’re here to help!

What is the process of purchasing my home?

What is a lease purchase?

What is an Assign Out? (AO)

Lease Purchase vs Owner Financing

Can I Sell on my Own?

Selling with Low Equity

Are You Behind on Payments?

We understand that life doesn’t always go as planned. A mortgage payment that once felt manageable can suddenly feel overwhelming due to unexpected challenges like a job loss, injury, divorce, or other life-altering events. If you’ve fallen behind on your payments, it’s crucial to take action immediately. The sooner you reach out, the more options we’ll have to help you find a solution. Let us work with you to resolve the situation and protect your financial future.

No Equity or Over-Financed?

Selling a home with little or no equity can be a real challenge. In many cases, just breaking even on what you owe could take months—and if you list with a real estate agent, their commission might have to come out of your pocket.Before committing to a listing agreement with an agent, reach out to us. We may be able to buy your property directly, saving you valuable time and eliminating commission costs. Let us help you find a solution that works for your unique situation.

Expired Listing?

Don’t re-list before talking to us!

Are you frustrated that your home didn’t sell while listed with a REALTOR®? Have you wondered why it didn’t sell? It could have been due to pricing, ineffective marketing, insufficient showings, low offers, or any number of factors. Before you commit to re-listing with another agent, reach out to us. As active buyers, we can move quickly to help you sell your home. Let us provide a solution that allows you to move forward and stop those ongoing mortgage payments.

Facing Foreclosure?

Let us help you navigate the best outcome for your situation.

If you’re facing foreclosure, we understand how overwhelming and uncertain this time can be. Our goal is to help you explore all your options and find the solution that works best for your unique situation—not just to buy your house. In many cases, selling the house might not even be necessary. We’re here to guide you through potential solutions to help you stay in your home, and in those cases, we don’t get paid—because our priority is helping you achieve the best outcome, not profiting from your circumstances.

If selling is the right path, we can offer a fair price or terms that meet your needs. Whatever the situation, we are committed to helping you take back control and make an informed decision. Contact us for a no-pressure consultation to discuss your options today.

Going Through a Divorce?

We’re here to help you move forward.

Divorce is challenging enough without the added stress of figuring out what to do with a jointly-owned home. The emotional weight and logistical hurdles of selling a home can feel overwhelming during an already difficult time.

Our team understands the sensitivity of these situations and is here to provide a solution that helps you move forward. Whether it’s a fast sale or exploring creative options that benefit both parties, we’ll work with you to find the best outcome quickly and respectfully. Let us help ease this burden so you can focus on starting the next chapter of your life.

Dealing with a Vacant House?

Stop the financial drain today!

A vacant house can quickly become a costly burden. Monthly payments, maintenance, and security issues add up fast, putting unnecessary strain on your finances. Beyond the financial toll, an empty home can become a source of stress and even lower property values in the neighborhood.

We’re here to help you put an end to the bleeding. Whether you’re ready to sell or looking for other solutions, we’ll work with you to find the best option for your situation. If you know of a vacant house in your neighborhood causing concerns, don’t hesitate to reach out to us as well!

Damaged Or Needing Repairs?

Damaged Or Needing Repairs? Unlike a typical buyer, we can look beyond the repairs!

Most buyers are either afraid of properties in need of repair or they simply can’t envision the end result. However, getting your property into selling condition may take more time or money than you have available.

Before investing in costly repairs, please contact us. We are experienced in buying properties that need work. Let us save you the time, money, and risk involved.

"Our mission is simple: to provide solutions, not just offers, and help you move forward with confidence."

Keith B Ware

CEO RDestiny REI

No Obligation... Just a Conversation

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